Message from Chairman


Bismillahir Rahmanir Rahim


Dear Stakeholders,

I am delighted in presenting Annual Report along with the Audited Financial Statements for the year ended on 31 December, 2016. I believe that the presentation of the Annual Report bears immense importance for all the stakeholders for evaluation of our performance of the last year.

For the last five years, the global economy has been in a low-growth trap, with growth disappointingly low and stuck at around 3%. Persistent growth shortfalls have weighed on future output expectations and thereby reduced current spending and potential output growth. Global trade and investment have been weak, limiting the advances in labour productivity and wages that are required to support sustainable consumption growth. However, fiscal policies, both implemented and proposed, could, if effective, catalyze private economic activity and push the global economy to a modestly higher growth rate of around 3.5% by 2018.

We are committed to the continuing growth of our organization and wanted to share our financial success with you in a way that we feel proud to navigate our organization together. Keeping this in mind, the Board of Directors recommended 10% dividend for the year 2016.

On behalf of the Board, I would like to thank our shareholders, customers and business partners for their constant support, trust and patronization. We also appreciate the contribution made by our Stakeholders for their time befitting and prudent roles. My heartfelt appreciation goes to the management, all level of executives and officers for their dedicated services to forge ahead the interest of our beloved institution.

With warm regards.


Quazi Sakhawat Hossain (Lintoo)
Agrani Insurance Company Ltd.

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